{"id":116,"date":"2025-12-10T20:24:05","date_gmt":"2025-12-10T20:24:05","guid":{"rendered":"https:\/\/staging.summersgynecology.com\/?page_id=116"},"modified":"2025-12-12T21:41:20","modified_gmt":"2025-12-12T21:41:20","slug":"billing-and-insurance","status":"publish","type":"page","link":"https:\/\/staging.summersgynecology.com\/index.php\/billing-and-insurance\/","title":{"rendered":"Billing and Insurance"},"content":{"rendered":"<!-- ========================= BILLING & INSURANCE: HERO ========================= -->\n\n\n<div class=\"wp-block-cover alignfull summers-billing-hero is-layout-flow wp-block-cover-is-layout-flow\" style=\"margin-bottom:0;padding-top:0;padding-bottom:0;min-height:380px;aspect-ratio:unset;\">\n\t<img decoding=\"async\" class=\"wp-block-cover__image-background\" alt=\"\" src=\"https:\/\/staging.summersgynecology.com\/wp-content\/uploads\/2025\/12\/contact1.jpg\" data-object-fit=\"cover\" \/>\n\t<span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span>\n\n\t<div class=\"wp-block-cover__inner-container\">\n\t\t<div class=\"wp-block-group has-background\" style=\"background-color:rgba(255,255,255,0.94);border-radius:14px;padding:40px;margin:0 auto;max-width:900px\">\n\t\t\t<p style=\"color:#2a7eb1;margin-bottom:6px;font-size:16px;text-transform:uppercase;letter-spacing:1px;\">\n\t\t\t\tBilling &amp; Insurance\n\t\t\t<\/p>\n\t\t\t<h2 class=\"wp-block-heading\" style=\"color:#2a7eb1;margin-bottom:10px;font-size:34px;font-weight:600;line-height:1.3\">\n\t\t\t\tHelping you understand your costs with confidence.\n\t\t\t<\/h2>\n\t\t\t<p style=\"color:#415463;font-size:17px;line-height:1.7;margin:0;\">\n\t\t\t\tWe want your experience to be clear and stress-free\u2014from checking in at the front desk to understanding your statement or insurance benefits.\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<!-- ========================= BILLING: INTRO & INSURANCE ========================= -->\n\n\n<div class=\"wp-block-group alignfull has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"background-color:#f5fbfe;padding-top:40px;padding-bottom:40px;margin:0;\">\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-7febf7bf wp-block-columns-is-layout-flex\" style=\"gap:32px;\">\n\n<!-- LEFT COLUMN -->\n<div class=\"wp-block-column\">\n\t<div class=\"wp-block-group has-background\" style=\"background-color:#ffffff;border-radius:16px;padding:30px\">\n\t\t<h3 style=\"color:#2a7eb1;margin-bottom:12px;font-size:28px;font-weight:700;line-height:1.2\">How billing works at our office.<\/h3>\n\n\t\t<p style=\"color:#243843;margin-bottom:12px;font-size:16px;line-height:1.8\">\n\t\t\tOur billing team works closely with you and your insurance company to make sure claims are filed correctly and your portion is clear.\n\t\t<\/p>\n\n\t\t<ul class=\"summers-billing-list\">\n\t\t\t<li>Insurance is verified when your appointment is scheduled or when you arrive.<\/li>\n\t\t\t<li>Co-pays are collected at check-in, as required by your plan.<\/li>\n\t\t\t<li>Claims are submitted to your insurance company after your visit.<\/li>\n\t\t\t<li>You\u2019ll receive a statement for any remaining balance after insurance processes the claim.<\/li>\n\t\t<\/ul>\n\n\t\t<p style=\"color:#243843;margin-top:16px;font-size:14px;line-height:1.7\">\n\t\t\tIf you ever have questions about a statement or a charge, please call our office\u2014our staff is happy to walk through it with you.\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\n<!-- RIGHT COLUMN -->\n<div class=\"wp-block-column\">\n\t<div class=\"wp-block-group has-background\" style=\"background-color:#ffffff;border-radius:16px;padding:28px\">\n\t\t<h4 style=\"color:#2a7eb1;margin-bottom:14px;font-size:20px;font-weight:600\">\n\t\t\tInsurance plans we accept.\n\t\t<\/h4>\n\n\t\t<p style=\"color:#243843;margin-bottom:10px;font-size:15px;line-height:1.7\">\n\t\t\tWe participate with many major insurance plans. Coverage can vary based on your individual policy and benefits.\n\t\t<\/p>\n\n\t\t<ul class=\"summers-billing-list\">\n\t\t\t<li>Most major commercial PPO and HMO plans<\/li>\n\t\t\t<li>Blue Cross Blue Shield of Alabama<\/li>\n\t\t\t<li>Medicare (gynecologic services)<\/li>\n\t\t\t<li>Select Medicare Advantage plans<\/li>\n\t\t\t<li>Self-pay options for patients without insurance<\/li>\n\t\t<\/ul>\n\n\t\t<p style=\"color:#243843;margin-top:16px;font-size:14px;line-height:1.7\">\n\t\t\tBecause plan participation can change, we recommend calling your insurance company or our office before your visit to confirm coverage.\n\t\t<\/p>\n\t<\/div>\n<\/div>\n\n<\/div>\n\n\n<\/div>\n\n\n<!-- ========================= BILLING: DETAILS & FAQ ========================= -->\n\n\n<div class=\"wp-block-group alignfull has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"background-color:#ffffff;padding-top:40px;padding-bottom:50px;margin:0;\">\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-7febf7bf wp-block-columns-is-layout-flex\" style=\"gap:32px;\">\n\n<!-- COLUMN 1 -->\n<div class=\"wp-block-column\">\n\t<div class=\"wp-block-group has-background\" style=\"background-color:#f5fbfe;border-radius:16px;padding:24px 26px;\">\n\t\t<h3 style=\"color:#2a7eb1;margin-bottom:10px;font-size:20px;font-weight:700\">Co-pays &amp; remaining balances<\/h3>\n\t\t<ul class=\"summers-billing-list\">\n\t\t\t<li>Co-pays are due at the time of service, as required by your insurance plan.<\/li>\n\t\t\t<li>Deductibles and co-insurance may apply based on your benefits.<\/li>\n\t\t\t<li>Any remaining balance after insurance processes your claim will be billed to you.<\/li>\n\t\t\t<li>We accept major credit cards, debit cards, checks, and cash.<\/li>\n\t\t<\/ul>\n\t<\/div>\n<\/div>\n\n<!-- COLUMN 2 -->\n<div class=\"wp-block-column\">\n\t<div class=\"wp-block-group has-background\" style=\"background-color:#f5fbfe;border-radius:16px;padding:24px 26px;\">\n\t\t<h3 style=\"color:#2a7eb1;margin-bottom:10px;font-size:20px;font-weight:700\">Referrals &amp; authorizations<\/h3>\n\t\t<ul class=\"summers-billing-list\">\n\t\t\t<li>Some HMO plans require a written referral from your primary care physician.<\/li>\n\t\t\t<li>Certain procedures may also need prior authorization from your insurance.<\/li>\n\t\t\t<li>Please contact your plan in advance to confirm these requirements.<\/li>\n\t\t\t<li>If a referral is needed but not obtained, your visit may be billed as self-pay.<\/li>\n\t\t<\/ul>\n\t<\/div>\n<\/div>\n\n<!-- COLUMN 3 -->\n<div class=\"wp-block-column\">\n\t<div class=\"wp-block-group has-background\" style=\"background-color:#f5fbfe;border-radius:16px;padding:24px 26px;\">\n\t\t<h3 style=\"color:#2a7eb1;margin-bottom:10px;font-size:20px;font-weight:700\">Billing statements &amp; questions<\/h3>\n\t\t<ul class=\"summers-billing-list\">\n\t\t\t<li>You will receive a statement for any balance after insurance has processed your claim.<\/li>\n\t\t\t<li>Statements clearly show what was billed, what insurance paid, and what you owe.<\/li>\n\t\t\t<li>If something doesn\u2019t look right, please call us\u2014we can review it together.<\/li>\n\t\t\t<li>Our goal is to make your financial responsibility as clear and manageable as possible.<\/li>\n\t\t<\/ul>\n\t<\/div>\n<\/div>\n\n<\/div>\n\n\n<!-- CTA BLOCK -->\n<div class=\"wp-block-group alignwide has-background\" style=\"background-color:#f5fbfe;border-radius:16px;margin-top:32px;padding:20px 26px;\">\n\t<div class=\"wp-block-columns\" style=\"gap:24px;align-items:center;\">\n\t\t<div class=\"wp-block-column\" style=\"flex-basis:65%;\">\n\t\t\t<p style=\"color:#243843;font-size:16px;line-height:1.8;margin:0;\">\n\t\t\t\tHave a question about your bill, statement, or insurance coverage? Our billing staff is here to help explain your options and next steps.\n\t\t\t<\/p>\n\t\t<\/div>\n\t\t<div class=\"wp-block-column\" style=\"flex-basis:35%;text-align:right;\">\n\t\t\t<p style=\"margin:0;font-size:14px;line-height:1.7;color:#243843;\">\n\t\t\t\tBilling questions:<br>\n\t\t\t\t<strong>205-838-3740<\/strong><br>\n\t\t\t\t<em>Ask to speak with the billing department.<\/em>\n\t\t\t<\/p>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/div>\n\n\n<!-- ========================= BILLING: CSS ========================= -->\n\n\n<style>\n\/* Fondo global suave *\/\nbody,\n.wp-site-blocks {\n    background-color: #f5fbfe !important;\n}\n\n\/* Hero better visibility overlay *\/\n.summers-billing-hero {\n    position: relative;\n    margin-bottom: 0 !important;\n    overflow: hidden;\n}\n\n\/* Dark overlay on image *\/\n.summers-billing-hero::before {\n    content: \"\";\n    position: absolute;\n    inset: 0;\n    background: linear-gradient(120deg, rgba(0,0,0,0.45), rgba(0,0,0,0.25));\n    z-index: 0;\n}\n\n\/* Ensure background image stays behind overlay *\/\n.summers-billing-hero .wp-block-cover__image-background {\n    position: absolute;\n    inset: 0;\n    width: 100%;\n    height: 100%;\n    object-fit: cover;\n}\n\n\/* Bring card content above overlay *\/\n.summers-billing-hero .wp-block-cover__inner-container {\n    position: relative;\n    z-index: 2;\n}\n\n\/* Card stronger white background *\/\n.summers-billing-hero .wp-block-cover__inner-container .wp-block-group.has-background {\n    background-color: rgba(255,255,255,0.94) !important;\n}\n\n\/* Width layout rules *\/\n.alignwide {\n    max-width: 1100px;\n    margin: 0 auto;\n    padding-left: 20px;\n    padding-right: 20px;\n}\n\n.wp-block-group.alignfull,\n.wp-block-cover.alignfull {\n    padding-left: 24px;\n    padding-right: 24px;\n}\n\n@media (min-width: 1024px) {\n    .wp-block-group.alignfull,\n    .wp-block-cover.alignfull {\n        padding-left: 40px;\n        padding-right: 40px;\n    }\n\t.alignwide {\n\t\tpadding-left: 40px;\n\t\tpadding-right: 40px;\n\t}\n}\n\n\/* Bullet alignment fix *\/\n.summers-billing-list {\n    list-style: none;\n    margin: 0;\n    padding: 0;\n}\n\n.summers-billing-list li {\n    position: relative;\n    padding-left: 26px;\n    margin-bottom: 10px;\n    font-size: 16px;\n    line-height: 1.75;\n    color: #243843;\n}\n\n.summers-billing-list li::before {\n    content: \"\";\n    position: absolute;\n    left: 0;\n    top: 0.55em;\n    width: 10px;\n    height: 10px;\n    border-radius: 50%;\n    background: linear-gradient(135deg, #0486b8, #16b89a);\n    box-shadow: 0 0 0 2px rgba(255,255,255,0.75);\n}\n<\/style>\n\n","protected":false},"excerpt":{"rendered":"<p>How billing works at our office. Our billing team works closely with you and your insurance company to make sure claims are filed correctly and your portion is clear. Insurance is verified when your appointment is scheduled or when you arrive. Co-pays are collected at check-in, as required by your plan. Claims are submitted to [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"footnotes":""},"class_list":["post-116","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/staging.summersgynecology.com\/index.php\/wp-json\/wp\/v2\/pages\/116","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.summersgynecology.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/staging.summersgynecology.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/staging.summersgynecology.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.summersgynecology.com\/index.php\/wp-json\/wp\/v2\/comments?post=116"}],"version-history":[{"count":5,"href":"https:\/\/staging.summersgynecology.com\/index.php\/wp-json\/wp\/v2\/pages\/116\/revisions"}],"predecessor-version":[{"id":148,"href":"https:\/\/staging.summersgynecology.com\/index.php\/wp-json\/wp\/v2\/pages\/116\/revisions\/148"}],"wp:attachment":[{"href":"https:\/\/staging.summersgynecology.com\/index.php\/wp-json\/wp\/v2\/media?parent=116"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}